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PERSONAL
FINANCE
MANAGEMENT

To have debt or not have debt?

How can you develop a financial planning strategy without knowing how much you need to live on? Very few people enjoy creating a budget, but it may surprise you how much is being spent monthly.

We will discuss the various types of debt and which categories are justifiable and which ones can lead to potential dangers.

Create Liquidity

Creating savings goals for major purchases, vacations, home improvements, and other special expenses becomes part of your complete financial plan. Creating liquidity for emergencies (e.g., disability or other unforeseen expenses) is necessary to avoid excessive consumer debt.