We provide clarity to some common questions, like “When can I retire?” and “How much do I need to save?” Our team analyzes client data and provides specific answers to questions. We let our clients know if any changes need to be made in the present in order to secure a bright future, and help them bring those changes about.
We review the client’s full life picture to verify their current insurance is adequate for their needs. If it isn’t, we make recommendations on how to correct that. We take into account various options, including life insurance, disability insurance, long term care strategies, and Health Savings Accounts (HSA).
Estate issues can be some of the toughest topics to address. Many parents intend to give to their children and to charity at death, but do not know the best way to accomplish this. As a result, the giving remains vague, undone or without seeing the benefits of the gifts while they are still loving. Most Americans, as they age, fear they will not have enough money to last their lifetime. Having a “financial finish line” may be necessary in making sure a legacy plan is accomplished. The legacy left behind entails more than a will and financial inheritance.